Aug. 19: Broker, AE, LO jobs; hedging, HELOC, compliance tools; IMB cost...
I remember when “drink responsibly” meant not spilling it. I remember when mortgage company owners weren’t in the headlines (as UWM’s Mat Ishbia finds himself with “Phoenix Suns’ billionaire owner is...
View ArticleAug. 18: LO jobs; verification, title/DSCR, escrow reporting, BI asset...
While Lake Powell and the Colorado River are at their lowest levels ever, and states like Minnesota, Oregon, and Washington are in a drought, would you like a short clip of what they’re experiencing in...
View ArticleAug. 17: Senior production, tech jobs; market study, DSCR, POS, API tools;...
My cat Myrtle was not a fan of some things… the CFPB (under some directors) jumps to mind. Others are not fans of artificial intelligence, and here’s someone starting a line of “AI adversarial...
View ArticleAug. 15: Homeowners’ insurance news Build-to-rent status; Prepay stats;...
Remember in 2020 and 2021 when our industry was grappling with appraiser and underwriter shortages, raising margins to slow volumes, crazy-low rates, and moving overnight to a “work from home”...
View ArticleClik here to view.
Aug. 14: Non-QM AE, Admin. jobs; Wholesale lender, POS, mortgage intelligence...
If you think that profit per loan, or gain per unit, is based purely on size, think about this short video. “Profit” can also be a personal measure in terms of income versus expenses. Owning a home is...
View ArticleAug. 13: LO jobs; home buyer aid, eClosing, marketing tools; Texas insurance...
Innovation… Did you know that the moon landing happened before wheeled suitcases were invented? The Apollo 11 moon landing occurred on July 20, 1969, while the first commercial rolling luggage with a...
View ArticleAug. 12: Asset-based loan, loss mit, verification, AI-native execution layer...
One of the panels during this year’s California MBA Western Secondary focused on the ramp up of non-Agency/equity lending. Why has it increased as a portion of the overall residential origination pie?...
View ArticleAug. 11: LO, tech sales jobs; subservicer oversight, HELOC, AI processing...
What are folks talking about here at the Western Secondary? Small things and big things. There’s a brand-spankin’ new private MI company: Anza. (Contact Melissa Gemma with questions.) Lenders are doing...
View ArticleAug. 10: LO, closing mgr. jobs; POS admin, land loan, Agentic AI tools; Deep...
Here in the hallways at the Western Secondary in L.A., there isn’t a lot of talk about GSE reform, although this short clip from Sam Valverde, ex-acting president of Ginnie Mae, revisits the subject:...
View ArticleAug. 8: Thoughts on flood maps, and diversification in housing; tourism is...
U.S. mortgage rates, and rates in general, are not just a matter of what happens in the United States. LOs, and economists, are always watching what is happening not only in the U.S. but around the...
View ArticleAug. 7: Sales VP, LO jobs; cap mkts education, mortgage ops support, QC,...
“In the near future, AI is going to tell a woman that she is wrong and to calm down. And that, my friends, will be the end of AI.” As many of us prepare to head to So Cal for the California MBA’s...
View ArticleAug. 6: Tech enterprise AE, LO mgt. jobs; hedging, AVM, dashboard tools; UWM...
Let’s open the mail bag and see what’s going on. “Rob, plenty of conferences offer continuing education. Do any organizations offer CE?” Yup. Lenders One members receive it as a free benefit for all...
View ArticleClik here to view.
Aug. 5: U/W job; non-QM, HELOC, DSCR, tech-stack, processing, loan buying...
The cavalcade of M&A news continues, like two from yesterday. Stockton Mortgage, founded in 2001 and headquartered in Kentucky, inked a deal to take over the wholesale division of Connecticut-based...
View ArticleClik here to view.
Aug. 4: Shift at Better; Webcasts, capital deployment, DPA tools; AI &...
After a general summer lull, and with talk of JPMorgan Chase’s $750 billion housing investment rifling through our biz, mortgage conference season shifts back into gear with next week’s Western...
View ArticleAug. 3: Sr. mgt job; Webinars, LOS, title, eNote, processing tools; paying...
Non-QM investors are “licking their chops” by using the information that the FHFA, through Freddie and Fannie, is requiring a more thorough lender assessment before approving condo loans beginning...
View ArticleAug. 1: LOs can tell borrowers this about rates; ATR, immigration, and...
I am sure that residential mortgage servicers see checks every day in the mail, as do escrow companies. But in the day to day, no one wants to be in the store and have the person in line ahead of them...
View ArticleJuly 31: Closing, LO jobs; verification, CRA tracking, state-level tax and...
I am no numerologist, but Freddie Mac’s announcement yesterday, that 30-year mortgage rates are averaging 6.66, caught my attention. Unlike rumors, like the one going around about a Texas IMB buying...
View ArticleJuly 30: UAD 3.6, reverse, AI, co-issue products; Freddie clocks in at $3.8...
I was recently doing some bike riding in the Napa Valley and spent some time speaking with a wine maker. She told me that because of the increase in temperatures, growers are buying land to the south...
View ArticleJuly 29: LO jobs; hedging, credit, anti-fraud tools; STRATMOR on borrower...
“Technology is dominated by two types of people: Those who understand what they do not manage, and those who manage what they do not understand.” Even if you’re a 90-year-old LO using a rotary phone,...
View ArticleJuly 28: LO, Tech jobs; verification, HELOC, non-QM broker products; RESPA...
One should only use the word “since” to indicate the passage of time, not to use it to mean “because.” This would be okay: “Since I joined Rose & Echevaria, we have grown by over 100 lawyers.” But...
View Article
/pic9814888.png)
/fit-in/580x348/filters:format(webp)/english-betterindia/media/media_files/2026/09/17/balaghat-3-2026-09-17-18-46-40.png)